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Home Purchase Loans and Refinance in San Juan Capistrano, Irvine, CA

Welcome to the official site of Franklin Advantage, Inc. We are a full service mortgage company based in San Juan Capistrano, CA. We specialize in Home Purchase Loans and Refinance in San Juan Capistrano, Irvine. We also serve the surrounding cities in Orange County and Riverside County. Whether you are buying a home or refinancing in the zip code 92675, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

Contact Franklin Advantage, Inc. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

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View our Recent Blogs

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The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.

Why Mortgage Rates Move: What Every Homebuyer Should Know

Mortgage rates are holding near 10-month lows—but don’t assume they’ll stay there. Learn why rates move, what drives them, and what smart buyers and homeowners should do next.

Mortgage Rates Holding Steady… For Now

After Powell's Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But don’t get too comfortable—more movement could be coming after Friday’s inflation data and next week's jobs report.