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Home Purchase Loans and Refinance in San Juan Capistrano, Irvine, CA

Welcome to the official site of Franklin Advantage, Inc. We are a full service mortgage company based in San Juan Capistrano, CA. We specialize in Home Purchase Loans and Refinance in San Juan Capistrano, Irvine. We also serve the surrounding cities in Orange County and Riverside County. Whether you are buying a home or refinancing in the zip code 92675, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

Contact Franklin Advantage, Inc. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

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View our Recent Blogs

Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook

The Fed cut rates by 0.25% and ended quantitative tightening, but the real story for the average 30-year fixed is in the dot plot and Powell’s comments. Here’s what that means for mortgage rates and homebuyers.

This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s

Mortgage rates bounced around but stayed in a tight range near the low 6% area this week, while purchase applications hit their highest level since early 2023 and refinance demand more than doubled compared to last year. Here’s what that means if you’re thinking about buying or refinancing.

Stronger Data Last Week Caused a Slight Rate Bump

Stronger jobless-claims and durable-goods data from last week pushed the average 30-year fixed slightly higher, but mortgage rates are still near recent lows. Here’s what that means for buyers and homeowners